What Is Financial Stress?
By Mental Health Team

What Is Financial Stress?

Feeling money pressure or worry is called financial stress. For university students, this often happens due to high tuition fees, rent, student loans, or daily expenses. When you don’t have enough money or aren’t sure how to manage it, it can affect more than just your wallet—it can also harm your mental and physical health.

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Common Causes of Financial Stress for Students

Many students feel stressed about money because of:

  • High tuition fees and expensive textbooks
  • Not earning enough from part-time jobs
  • Trouble keeping track of spending
  • Feeling responsible to send money to family
  • Surprise costs like medical bills or fixing a laptop

These problems can cause students to worry all the time, skip meals, or avoid hanging out with friends just to save money.

Signs You Might Be Experiencing Financial Stress

financial stress

Financial stress isn’t always easy to spot. Some warning signs include:

  • Trouble sleeping or paying attention
  • Headaches or stomach problems that happen often
  • Feeling anxious, stressed, or hopeless
  • Ignoring messages or emails about money
  • Fighting with others about money issues

How Financial Stress Affects Your Studies

When you’re worried about money, it’s harder to study, go to class, or do well on exams. It can also lead to feeling very tired, sad, or even make you think about leaving university. Money stress doesn’t just affect you—it can change your whole college experience.

Where to Find Support

Most universities have help available, like financial aid offices, budget workshops, and emergency money for students. Some also offer free counseling for money-related stress. You don’t have to deal with it alone—ask for help, get advice, and use the support your school provides.

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  • April 8, 2021

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